The pickThe locked winner and its win probability. A priced game's number is built on the market's no-vig price; the model's own margin and total sit beside the market's below, as context.
backtest · not locked
Win chance
58%Baylor BearsLean
No moneyline was priced into this call, so it is the model's own number.
Model marginThe model's own predicted margin beside the market's number. Context for reading the game: the model makes no spread pick.
BAY by 3.3market BAY by 3
Model totalThe model's own predicted total points beside the market's number. Context for reading the game: the model makes no over/under pick.
60.1 pointsmarket 58.5
Backtest, not locked: this game finished before the model ran on it; the calls were reconstructed from pre-game information.
Why the model calls itThe reasons behind the winner call, in plain sentences drawn from this page's numbers.
The model has Baylor Bears at 58% to win, with the market at BAY by 3.
Counterpoint: sack rate favours UCF. UCF sack rate ranks #36, BAY defends it at #130; the other way BAY #35 into UCF's #52. The pick still lands on BAY because it rests on the whole season's results and the market's price, not one area.
Rest: UCF has 7 more days since its last game (BAY 7d, UCF 14d).
Home field is with BAY, which supports the pick.
ContextThe model makes it BAY by 3.3 against a market BAY by 3: essentially the same number, so there is little difference to read. The model's total is 60.1 against a line of 58.5: 1.6 points above it.The model makes no spread or over/under pick: neither has shown an edge over the market in our backtests.
Matchup context: who has the advantageWhich team has the advantage in each area, and how clearly. Context for reading the game, not model inputs.
Model BAY by 3.3 · market BAY by 3
ⓘMost of these areas favor UCF, but the model still picks BAY. The model rates each team on its full body of results, adjusted for who it played, plus the quarterback, rest, home field and weather. Single-area matchups like these are shown for context: over past seasons, when they point the other way the winner has been close to a coin flip, so they have not been a better guide than the ratings.
Passing game
=
Even
UCF passing ranks #101, BAY defends it at #75; the other way BAY #73 into UCF's #31.
Rushing game
=
Even
BAY rushing ranks #60, UCF defends it at #90; the other way UCF #75 into BAY's #104.
Third down & red zone
UCF
Slight advantage
UCF points / scoring opportunity ranks #93, BAY defends it at #123; the other way BAY #68 into UCF's #55.
Big plays
UCF
Slight advantage
UCF rush explosiveness ranks #1, BAY defends it at #78; the other way BAY #88 into UCF's #37.
Pass protection & rush
UCF
Clear advantage
UCF sack rate ranks #36, BAY defends it at #130; the other way BAY #35 into UCF's #52.
Ball security
UCF
Clear advantage
UCF turnovers / game ranks #98, BAY defends it at #111; the other way BAY #130 into UCF's #79.
Form (last 5)
BAY
Clear advantage
BAY −10.4 per game over the last five, UCF −17.2.
Market
BAY
Slight advantage
Consensus has BAY by 3; the model says BAY by 3.3.
the market, for comparison
Where the lines sitWhere the market's number and the model's sit among every final margin and total in the league's history; the highlighted bars are the games that landed between the two.
3,154 FBS games since 2023
Marginmarket BAY by 3 · model BAY by 3.3
Mkt BAY 3
Model BAY 3.3
← UCF by 28tieBAY by 28 →
The two numbers sit together; the disagreement is under half a point. The market is on 3, a number 9.3% of games land on exactly (a push). Most common margins: 3 (9.3%), 7 (7.5%), 10 (4.3%), 14 (4.1%).
Totalmarket 58.5 · model 60.1
Mkt 58.5
Model 60.1
24 pts6096 pts
4.0% of FBS games finish between 58.5 and 60.1. The league’s median total since 2023 is 53.
The model alone was backtested walk-forward (each game priced only from what came before it). Since the winner call started following the market, the calibration that counts is the record of locked picks on the results page. Margin and total are context, not picks. Model reads, not personalized advice. For information only, not betting advice. 21+ only. Gambling problem? Call or text 1-800-GAMBLER.