Probetrics — Sports Analytics
Model predicts
28 – 21
Fri, Sep 25, 4:00 PM ET
Lincoln Financial Field · 73° · 17 mph wind · Intermittent clouds
Spread ARMY -3Total 48.5Moneyline ARMY -155 · TEM +1307 books · best ARMY -150 bovada · TEM +135 betonlineag
WinnerProbability the picked team wins. Calibrated: when the model says 65%, it has been right about that often.Solid
ARMY -155
65%
model margin ARMY by 6.5
SpreadThe model's lean on this number. It can name the other team from the Winner tile; see the note below when it happens.Lean +
ARMY -3
51%
3.5 pts from the number · best ARMY -2.5 at hardrockbet
TotalThe model's lean on this total, shown so you can see its number against the posted one.Slight
Over 48.5
50%
model total 48.6 · best over 48 at bovada

The read

The clearest mismatch is the rushing game: ARMY rushing ranks #69, TEM defends it at #113; the other way TEM #71 into ARMY's #75. The model lands on ARMY by 6.5 against a market ARMY by 3, so the spread lean is ARMY by 3.5 points — a lean for reading the game, not the call itself.

Who has the edge

Model: ARMY by 6.5 · market ARMY by 3
Passing game
Slight edge
ARMY
ARMY passing ranks #28, TEM defends it at #121; the other way TEM #24 into ARMY's #78.
context · not in the margin
Rushing game
Slight edge
ARMY
ARMY rushing ranks #69, TEM defends it at #113; the other way TEM #71 into ARMY's #75.
context · not in the margin
Third down & red zone
Even
—
TEM third-down conversion ranks #91, ARMY defends it at #121; the other way ARMY #52 into TEM's #72.
context · not in the margin
Form (last 5)
Clear edge
ARMY
TEM +1.7 per game over the last five, ARMY +26.0.
context · not in the margin
Market
Slight edge
ARMY
Consensus has ARMY by 3; the model says ARMY by 6.5.
context · not in the margin

Where the lines sit Every FBS final since 2023, counted by margin and by total. The dashed lines are the market's number and the model's; the bright bars between them are the share of history that landed in the gap — the games the two numbers actually disagree about. Key numbers (the most common margins) are the pale bars.

3,024 FBS games since 2023
Marginmarket ARMY by 3 · model ARMY by 6.5
Mkt ARMY 3
Model ARMY 6.5
-28028

3.6% of FBS games land between the two numbers — the zone where the model’s side covers and the market’s does not. The market is on 3, a number 9.3% of games land on exactly (a push). Most common margins: 3 (9.3%), 7 (7.6%), 10 (4.3%), 14 (4.1%).

Totalmarket 48.5 · model 48.6
Mkt 48.5
Model 48.6
246096

Model and market agree on the total to within half a point. The league’s median total since 2023 is 53.

Sharp read Sharp money cannot be seen; who moved first can. Pinnacle and the other market makers move on the bets they respect and retail books copy them hours later. This tracks the market maker's number against retail, its move since the open, and whether the market followed. Recording started September 2026 and it is graded on its own — it is not a pick until a season of results says it should be.

— tap to see the market-maker read ↓
Spread
No sharp side yet
Opened
ARMY -3
Pinnacle now
ARMY -3
Retail now
ARMY -3
Moves
2 across 7 books
Total
Sharp side: the under · model disagrees
Opened
49.5
Pinnacle now
48.3(-0.5)
Retail now
48.5
Moves
25 across 7 books · 2 led

First sharp move Sun 11:22 PM: 48.5 → 48, 0 books followed within six hours; retail was still 49.5.

Informational only. Winner probabilities are backtested and calibrated; spread and total calls are tracked leans. Model reads, not personalized advice. 21+, 1-800-GAMBLER.